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The Chase Ink Business

Turn everyday business expenses into huge cash-back rewards with 5% back on office supplies, internet, and more—plus a massive welcome bonus!

If you’re a business owner looking for a credit card that maximizes every dollar you spend, the Chase Ink Business Cash is a powerhouse for earning rewards. With an incredible 5% cash back on office supplies, internet, cable, and phone services (up to $25,000 per year), 2% back on gas and dining, and 1% back on everything else, this card turns your business expenses into valuable rewards. 

Plus, new cardholders can earn a massive welcome bonus after meeting the spending requirement. With no annual fee, 0% intro APR for 12 months on purchases, and access to Chase’s legendary business tools, this card is an essential tool for any entrepreneur looking to maximize profits while keeping costs low.

Pros

  • 5% Cash Back on Office Supplies, Internet, Cable & Phone
  • 2% Cash Back on Gas & Dining
  • 1% Unlimited Cash Back on Everything Else 
  • Massive Welcome Bonus
  • No Annual Fee 
  • 0% Intro APR on Purchases for 12 Months 
  • Employee Cards at No Extra Cost 
  • Chase Ultimate Rewards Flexibility 

Cons

  • Spending Caps on 5% and 2% Categories 
  • Foreign Transaction Fees 
  • Requires Good to Excellent Credit 
  • Small business owners & entrepreneurs looking to earn high cash back on expenses.
  • Business professionals who spend heavily on office supplies, internet, and phone services.
  • Companies with employees who want additional cards at no extra cost.
  • Business owners who want a no-annual-fee card with premium benefits.
  • Entrepreneurs who want a 0% intro APR to finance purchases without interest.

If you want a business credit card that rewards you for the spending you already do, the Chase Ink Business Cash is a must-have. With 5% cash back on office essentials and business services, 2% back on gas and dining, and unlimited 1% back on everything else, this card puts money back into your business without any extra effort. 

The 0% intro APR for 12 months makes it an excellent choice for financing new equipment, inventory, or office upgrades, while the no annual fee means you’re maximizing profits without added costs.

Beyond rewards, this card offers powerful business management tools, including free employee cards, expense tracking, and Chase’s renowned security protections. Whether you’re a freelancer, startup founder, or growing company, the Chase Ink Business Cash helps you spend smarter, save more, and build your business with confidence. 

If you’re ready to earn while you grow, this card is the ultimate financial asset for your business!

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.