The Chase Ink Business Cash Credit Card is the ultimate financial tool for entrepreneurs, freelancers, and small business owners looking to earn big rewards on everyday business expenses. With generous cash-back rates on office supplies, internet, phone services, and dining, this card puts money back into your business while helping you manage expenses efficiently.
Plus, with no annual fee, free employee cards, and fraud protection, it’s a smart and cost-effective way to streamline your business finances while earning valuable cash back. If you’re ready to take your business to the next level, the Chase Ink Business Cash Card is your perfect financial partner!
Outstanding Benefits of the Chase Ink Business Cash Credit Card
$900 Welcome Bonus – A Huge Boost for Your Business
New cardholders can earn an impressive $900 cash bonus after spending $6,000 in the first three months. This is one of the best sign-up offers for business credit cards, giving you an immediate financial boost to invest back into your business.
5% Cash Back on Office Supplies and Internet, Phone, and Cable Services
Earn an industry-leading 5% cash back on the purchases your business makes every day, including office supplies, internet, phone services, and cable bills (up to $25,000 per year). This means your essential expenses help fund future growth while keeping operations running smoothly.
2% Cash Back on Dining and Gas Stations
Business owners who travel or entertain clients will love the 2% cash back on dining and gas stations (up to $25,000 per year). Whether you’re fueling up for meetings or taking clients out for meals, this extra cash-back category keeps your expenses rewarding.
1% Unlimited Cash Back on All Other Purchases
No matter what you buy, you’ll always earn at least 1% cash back on every purchase. From equipment to advertising and travel expenses, you’ll be maximizing your business spending effortlessly.
0% Intro APR for 12 Months on Purchases
Enjoy 0% interest on purchases for the first 12 months, allowing you to invest in your business without worrying about interest charges. This is perfect for startups or companies looking to finance large purchases responsibly.
No Annual Fee – Keep More of Your Profits
Unlike many business credit cards, the Chase Ink Business Cash Credit Card has no annual fee, making it a cost-effective way to earn rewards without extra costs eating into your profits.
Free Employee Cards with Custom Spending Limits
Easily issue free employee cards to your team, helping you earn more rewards while controlling expenses. You can set custom spending limits for each employee to ensure responsible usage.
Fraud Protection and Zero Liability Coverage
Chase offers robust fraud protection, real-time monitoring, and Zero Liability Protection, ensuring that your business finances are safe from unauthorized transactions.
Chase Ultimate Rewards – Flexible Redemption Options
Your cash-back rewards can be redeemed as statement credits, direct deposits, travel bookings, gift cards, or even Apple purchases, offering maximum flexibility to fit your business needs.
Seamless Business Expense Management with Chase Tools
Track, categorize, and manage all your business expenses through Chase’s online dashboard and mobile app. This makes bookkeeping, tax preparation, and budgeting simpler than ever.
Auto Rental Collision Damage Waiver
If you rent cars for business travel, you’re covered with primary rental car insurance when you use your Chase Ink Business Cash Card. This saves you money on rental insurance and protects your business from unexpected costs.
Purchase Protection and Extended Warranty
Enjoy purchase protection against damage or theft for up to 120 days, plus an extended warranty on eligible items, ensuring that your business assets stay protected.
Who Can Apply for the Chase Ink Business Cash Credit Card?
To qualify for the Chase Ink Business Cash Credit Card, applicants must meet the following criteria:
- Be at least 18 years old
- Have a valid U.S. mailing address
- Have a good to excellent credit score (typically 670 or higher)
- Own or operate a small business, side hustle, or freelance gig
- Meet Chase’s income and creditworthiness requirements
This card is ideal for small business owners, freelancers, and entrepreneurs looking to earn rewards while managing their business expenses efficiently.
How to Apply for the Chase Ink Business Cash Credit Card
Applying for the Chase Ink Business Cash Credit Card is quick and simple. Follow these steps:
- Visit the official website
- Click “Apply Now” – Start your online application directly on Chase’s website
- Fill out your business and personal details – Provide your business name, EIN (or SSN for sole proprietors), income, and financial information
- Review and submit your application – Ensure all details are accurate before submitting
- Receive an instant decision or follow-up – Many applicants get an approval decision within minutes
Apply today and watch your business expenses turn into valuable rewards!
