If you’ve struggled with credit in the past or are just starting your journey, the FIT Mastercard could be the perfect solution to help you establish a stronger financial foundation. This card provides an initial credit limit of up to $400, with the potential for credit limit increases in as little as six months!
Plus, it reports to all three major credit bureaus, so with responsible use, you can steadily improve your credit score. Whether you need to make everyday purchases, cover emergencies, or simply want a second chance at credit, the FIT Mastercard offers flexibility, security, and the opportunity for financial growth!
Supercharge Your Credit Journey with the FIT Mastercard!
Pros
- Credit Limit Up to $400
- Credit Limit Increases Available
- Reports to All Three Major Credit Bureaus
- No Perfect Credit Needed
- Fast Pre-Qualification
- Fraud Protection
Cons
- High APR
- Annual and Monthly Fees
- No Rewards Program
- Foreign Transaction Fees
Who is This Card Made For?
- Individuals looking to build or rebuild credit
- Those with poor or fair credit who struggle to get approved elsewhere
- People who want a credit card without requiring a security deposit
- Anyone seeking a straightforward way to prove creditworthiness
Why Should You Consider the FIT Mastercard?
The FIT Mastercard is a fantastic option for those who need a second chance at credit. With a simple application process and no impact on your credit score for pre-qualification, you can find out quickly if you’re eligible.
Plus, the ability to increase your credit limit in just six months makes it a great tool for improving your credit profile over time. Unlike secured credit cards, there’s no deposit required, making it accessible for those who may not have extra funds to set aside upfront.
Beyond credit-building, the FIT Mastercard offers fraud protection, online account management, and financial flexibility. While it does come with fees, responsible card usage—like paying your balance in full each month—can help minimize costs while maximizing its credit-improving potential.
While it doesn’t offer rewards or perks, its true advantage is in helping you take control of your financial future. The FIT Mastercard is a great choice for anyone looking to build or rebuild credit while enjoying financial flexibility.
If you’re ready to take charge of your financial future and work toward better credit, the FIT Mastercard is here to help!
