Being a student is all about learning and growing, and the Discover it Student Cash Back Card is the perfect way to start building your financial future while earning serious rewards! With 5% cash back on rotating categories like Amazon, grocery stores, and gas stations (up to the quarterly limit, with activation), plus 1% unlimited cash back on all other purchases, you’ll be getting rewarded just for your everyday spending.
And the best part? Discover will match all the cash back you earn at the end of your first year! Plus, with no annual fee, free FICO score access, and a forgiving first-late-payment policy, this card is designed to help students build good credit without stress.
Discover it Student Cash Back: Earn While You Learn—The Smart Way to Build Credit!
Pros
- 5% Cash Back on Rotating Categories
- 1% Unlimited Cash Back on All Other Purchases
- Cashback Match
- No Annual Fee
- No Credit History Required
- Free FICO Score Monitoring
- No Penalty APR on First Late Payment
- U.S.-Based Customer Service
Cons
- Rotating Categories Require Activation
- Spending Caps on 5% Cash Back
- Limited International Acceptance
- Requires Responsible Management
Who is This Card Made For?
- College students who want to build credit responsibly while earning cash back.
- Budget-savvy students who want high-value rewards with no annual fee.
- Anyone new to credit who needs a forgiving, easy-to-use starter card.
- Students who shop frequently in rotating bonus categories like gas, groceries, and online retailers.
- Young adults looking to establish a strong financial future while earning rewards.
Why Should You Consider the Discover it Student Cash Back?
If you’re a student, this is hands down one of the best credit cards you can get. Unlike other student credit cards that offer minimal benefits, the Discover it Student Cash Back lets you earn serious rewards with 5% cash back on rotating categories—whether it’s Amazon purchases for textbooks, gas for road trips, or dining out with friends.
Even better, there’s no annual fee, and Discover will match all the cash back you earn at the end of your first year—giving you double the rewards! If you’re spending smart, you’ll rack up rewards fast without changing your normal spending habits.
Beyond rewards, this card is designed to help students succeed financially. With free FICO score monitoring, no penalty APR on your first late payment, and flexible cashback redemption options, it’s a low-risk, high-reward way to start your credit journey.
Plus, Discover’s U.S.-based customer service and fraud protection ensure you’re covered in case of any issues. If you’re a student looking for a credit card that pays you back while helping you build a solid financial foundation, the Discover it Student Cash Back is an unbeatable choice!
