The Assent Platinum Mastercard Secured

Rebuild or establish credit the smart way with a secured credit card that reports to all three major bureaus—no credit check required!

If you’re looking for a reliable way to build or rebuild your credit, the Assent Platinum Mastercard Secured is a fantastic option. Unlike many traditional credit cards that rely on credit history for approval, this secured card allows you to qualify with just a refundable deposit—making it an excellent choice for individuals who need a fresh start. 

With credit limits based on your deposit amount, this card gives you full control over your spending while helping you build a solid credit profile. Since it reports to all three major credit bureaus, responsible use can help you increase your credit score over time, unlocking more financial opportunities in the future!

Pros

  • No Credit Check Required 
  • Reports to All Three Major Credit Bureaus 
  • Refundable Security Deposit 
  • Nationwide Mastercard Acceptance 
  • Lower Interest Rate Than Many Secured Cards 
  • No Penalty APR 

Cons 

  • Requires a Security Deposit 
  • Annual Fee 
  • No Rewards or Cashback 
  • No Automatic Credit Limit Increases
  • Individuals with no credit history who need to start building a score.
  • People with poor credit looking for a second chance.
  • Anyone who has been denied traditional credit cards and wants a secured option.
  • Consumers who want full control over their spending with a deposit-based credit line.
  • Those who need a simple, low-maintenance card to rebuild their financial standing.

If you’ve struggled to get approved for a traditional credit card due to low or no credit history, the Assent Platinum Mastercard Secured is a powerful tool to get back on track. Unlike unsecured cards that may come with high fees and limited approval chances, this secured card gives you the opportunity to build credit on your terms. 

Since your credit limit is determined by your refundable security deposit, you’re in control of your spending and how much credit you want to manage. Plus, with on-time payments and responsible use, your credit score can improve over time, opening doors to better financial products in the future!

Beyond credit-building benefits, the Assent Platinum Mastercard Secured offers the peace of mind that comes with using a Mastercard. With nationwide acceptance, fraud protection, and no penalty APR, this card is designed for people who want a simple, effective way to prove their creditworthiness. 

While it doesn’t offer rewards, its true value lies in helping you establish a solid financial foundation. If you’re ready to take control of your credit and work toward a brighter future, the Assent Platinum Mastercard Secured is the perfect choice to help you reach your goals!

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.