The U.S. Bank Altitude Go Secured Visa Card is the perfect credit-building tool for individuals who want to establish or rebuild their credit while earning valuable rewards. Unlike most secured credit cards that focus solely on credit-building, this card lets you rack up points on everyday spending, including dining, gas, groceries, and streaming services. Whether you’re working to improve your financial standing or starting fresh, this card ensures that every purchase moves you one step closer to a stronger credit profile.
Plus, cardholders get 4X points on dining, 2X points on grocery stores, gas stations, and streaming services, and 1X on all other purchases—making it a rewarding and responsible way to build credit. If you’re ready to take control of your credit while enjoying premium perks, this is the card for you!
Outstanding Benefits of the U.S. Bank Altitude Go Secured Visa Card
Earn 4X Points on Dining – Reward Yourself for Eating Out
Love dining out? The U.S. Bank Altitude Go Secured Card gives you 4X points per dollar spent on dining, making it one of the most rewarding secured credit cards for food lovers. Whether you’re grabbing takeout, dining at a restaurant, or using food delivery services, you’ll earn points quickly and turn meals into valuable rewards.
2X Points on Grocery Stores, Gas Stations, and Streaming Services
Beyond dining, this card rewards you with 2X points per dollar at grocery stores, gas stations, and on streaming subscriptions. That means your essential purchases work harder for you, helping you earn rewards even on everyday spending.
1X Points on All Other Purchases
With the Altitude Go Secured Card, you don’t have to worry about missing out on rewards. You’ll still earn 1X point per dollar spent on all other purchases, ensuring that every transaction helps you build points and improve your credit.
No Annual Fee – Keep More of Your Money
Unlike many rewards cards, the Altitude Go Secured Visa has no annual fee, meaning you can enjoy the benefits without extra costs. This makes it a great long-term option for credit-building.
Reports to All Three Major Credit Bureaus
Your responsible card usage is reported to Experian, Equifax, and TransUnion, ensuring that your on-time payments help boost your credit score. Over time, this can help you qualify for unsecured credit cards with higher limits and better perks.
Refundable Security Deposit – Control Your Credit Limit
Your credit limit is determined by your refundable security deposit, which starts at $300 and can go up to $5,000. This flexibility allows you to choose a credit limit that works best for your financial situation while keeping your spending in check.
Automatic Credit Limit Reviews – Unlock Unsecured Credit Opportunities
As you demonstrate responsible use and make consistent on-time payments, U.S. Bank will periodically review your account for eligibility to upgrade to an unsecured credit card. This makes it an ideal choice for those looking to move beyond secured credit.
0% Fraud Liability – Shop with Confidence
With Visa’s Zero Liability Protection, you’re safeguarded against unauthorized transactions, ensuring that your money stays secure in case of fraud or identity theft.
Streaming Subscription Credit – Get Rewarded for Your Favorite Services
One of the unique perks of the Altitude Go Secured Card is the $15 annual streaming credit. Just pay for eligible streaming services like Netflix, Hulu, or Spotify with your card, and you’ll get a $15 credit toward your subscriptions each year!
Contactless Payments & Mobile Wallet Compatibility
For fast, secure, and convenient transactions, the card supports contactless payments and works with Apple Pay, Google Pay, and Samsung Pay. Just tap your card or use your phone for quick and easy checkout.
Flexible Redemption Options – Use Your Points Your Way
Redeem your points for cash back, travel, gift cards, or merchandise. The flexibility ensures that your rewards work for you, no matter your financial goals.
Who Can Apply for the U.S. Bank Altitude Go Secured Visa Card?
To qualify for the U.S. Bank Altitude Go Secured Visa Card, applicants must meet the following criteria:
- Be at least 18 years old (or the age of majority in your state)
- Have a valid Social Security Number or ITIN
- Provide a U.S. mailing address
- Have a verifiable source of income
- Be able to provide a refundable security deposit (minimum $300, up to $5,000)
- Meet U.S. Bank’s creditworthiness and financial stability requirements
This card is ideal for individuals looking to build or rebuild credit while enjoying premium rewards.
How to Apply for the U.S. Bank Altitude Go Secured Visa Card
Applying for the U.S. Bank Altitude Go Secured Visa is quick and easy. Follow these steps:
- Visit the official website
- Click “Apply Now” – Start your application directly on U.S. Bank’s website
- Fill out the application form – Provide your personal and financial details, including income and employment information
- Choose your security deposit amount – Select an amount between $300 and $5,000 to set your credit limit
- Review and submit your application – Double-check your information before submitting
- Receive an approval decision – Many applicants get a response within minutes
- Fund your security deposit – Once approved, fund your deposit to activate your account
- Receive and activate your card – Start using your new U.S. Bank Altitude Go Secured Visa to build credit and earn rewards!
Apply today and start earning while improving your financial future!
