The Self Credit Builder Secured Visa Card is an innovative credit-building tool designed for individuals who want to establish or improve their credit score without a traditional credit check. Unlike regular secured credit cards, this card is directly linked to your Self Credit Builder account, making it a unique and structured way to build credit responsibly.
With no hard credit check, automatic reporting to all three major credit bureaus, and a flexible credit-building process, this card is an excellent choice for those who may have been denied credit elsewhere. If you’re looking for a card that works for you while helping you work toward a stronger credit future, the Self Visa Card is the perfect choice.
Outstanding Benefits of the Self Credit Builder Secured Visa Card
No Hard Credit Check – Get Approved with Ease
Unlike most credit cards, the Self Visa Card does not require a hard credit check for approval. This means that applying won’t affect your credit score, making it an excellent choice for those just starting out or recovering from past financial difficulties.
Reports to All Three Major Credit Bureaus
The Self Credit Builder Visa reports your payments to Experian, Equifax, and TransUnion, helping you establish a positive credit history. By making on-time payments, you can gradually improve your credit score and unlock better financial opportunities.
No Traditional Security Deposit Required
Unlike most secured credit cards, where you must provide an upfront security deposit, the Self Visa Card allows you to build your security deposit through your Self Credit Builder account. This makes it more accessible for those who may not have extra cash on hand.
Build Credit While Saving Money
With the Self Credit Builder Visa Card, you’re not just working on your credit—you’re also saving money in your Self Credit Builder account. Once your account matures, you’ll receive your savings (minus interest and fees), making this a dual-purpose financial tool.
Digital Wallet Compatibility – Make Payments with Ease
Enjoy seamless payments with Apple Pay, Google Pay, and Samsung Pay. Whether you’re shopping online or in-store, this feature makes spending secure, convenient, and hassle-free.
Fraud Protection & Zero Liability Guarantee
With Visa’s Zero Liability Protection, you won’t be held responsible for unauthorized purchases. Plus, Self provides fraud monitoring and security alerts to keep your finances protected at all times.
No Annual Fee to Keep Costs Low
Unlike many credit-building cards that charge high annual fees, the Self Visa Card has no additional annual fee beyond your Self Credit Builder account, keeping it affordable and accessible.
Simple Path to Credit Limit Increases
As you make consistent on-time payments and build your savings, you may become eligible for credit limit increases, helping to improve your credit utilization ratio and boost your score.
Flexible Credit Utilization for Everyday Spending
Unlike prepaid debit cards, the Self Visa Card functions as a real credit card, allowing you to build credit history with responsible usage. Use it for everyday purchases like groceries, bills, and online shopping, while keeping your balance low to maximize your credit score improvement.
Designed for Credit Beginners and Rebuilders
Whether you’re starting fresh or working to repair your credit, this card is an ideal choice for those looking for an easy-to-manage, structured path toward better financial health.
Who Can Apply for the Self Credit Builder Secured Visa?
To qualify for the Self Credit Builder Secured Visa Card, applicants must meet the following criteria:
- Be at least 18 years old (or the age of majority in your state)
- Have a Self Credit Builder account with at least $100 saved
- Have no outstanding bankruptcies
- Be a U.S. citizen or permanent resident
- Meet Self’s income and financial stability requirements
This card is ideal for individuals looking to build or rebuild credit in a structured and affordable way.
How to Apply for the Self Credit Builder Secured Visa Card
Applying for the Self Visa Card is quick and simple. Follow these steps:
- Open a Self Credit Builder Account – Visit Self’s official website and sign up for a Self Credit Builder account.
- Save at least $100 in your Self account – This acts as your security deposit and determines your credit limit.
- Meet eligibility requirements – Ensure you have made on-time payments and have at least three months of history with Self.
- Request your Self Visa Card – Once you qualify, you’ll be invited to apply.
- Start using your card and building credit – Use your new Self Credit Builder Secured Visa® responsibly and watch your credit improve!
Apply today and start building a better financial future with Self!
