Who says building credit has to be boring? The U.S. Bank Altitude Go Secured Visa proves that you can improve your credit score while earning valuable rewards! Designed for those looking to establish or rebuild credit, this secured card offers 4X points on dining, 2X on groceries, gas, and streaming services, and 1X on all other purchases.
Plus, enjoy no annual fee, automatic reporting to all three major credit bureaus, and a refundable security deposit that sets your credit limit. Whether you’re grabbing takeout, shopping for essentials, or binge-watching your favorite shows, this card turns everyday spending into an opportunity to build credit and earn rewards at the same time!
U.S. Bank Altitude Go Secured Visa: Build Credit While Earning Rewards!
Pros
- 4X Points on Dining
- 2X Points on Groceries, Gas, and Streaming Services
- 1X Points on Everything Else
- No Annual Fee
- Reports to All Three Major Credit Bureaus
- Refundable Security Deposit
- No Foreign Transaction Fees
- $15 Annual Streaming Credit
Cons
- Requires a Security Deposit
- No Intro APR Offer
- No Automatic Upgrade Path
- Higher Credit Requirement for a Secured Card
Who is This Card Made For?
- Individuals looking to build or rebuild credit with responsible card use.
- Foodies and frequent diners who want extra rewards on meals.
- People who spend on streaming services, groceries, and gas and want rewards for it.
- Anyone who wants a secured card with no annual fee and strong rewards.
- Those who want a credit-building card with international usability (no foreign transaction fees).
Why Should You Consider the U.S. Bank Altitude Go Secured Visa?
If you’re searching for a secured credit card that does more than just build credit, the U.S. Bank Altitude Go Secured Visa is one of the best options out there. Unlike many secured cards that offer no perks or rewards, this one lets you earn valuable points on everyday spending, turning credit-building into a rewarding experience.
With 4X points on dining and 2X points on gas, groceries, and streaming, you’ll be earning back on purchases you already make—without paying an annual fee. Plus, with a $15 annual streaming credit, it’s perfect for entertainment lovers who want extra savings on services like Netflix, Spotify, or Hulu.
Beyond rewards, this card is a powerful tool to establish and improve your credit. With on-time payments and responsible use, your credit score can grow, unlocking better financial opportunities down the road. And since it reports to all three major credit bureaus, every good habit you build gets reflected in your credit history.
Whether you’re a student, a young professional, or someone looking for a second chance at credit, this card gives you the flexibility to earn rewards while working toward a stronger financial future. If you want a credit-building card that actually gives back, the U.S. Bank Altitude Go Secured Visa is the perfect choice!