If you love earning cash back but hate the hassle of enrolling in categories, the Citi Custom Cash® Card is your perfect match! This unique rewards card automatically gives you 5% cash back on your highest eligible spending category each billing cycle, up to $500, and 1% unlimited cash back on everything else.
Whether you’re spending on restaurants, gas, groceries, travel, or streaming services, this card adjusts to your lifestyle—so you always maximize rewards! Plus, with no annual fee, a generous introductory bonus, and 0% intro APR on purchases and balance transfers, this card delivers value without any extra effort!
Citi Custom Cash Card: Automatic 5% Cash Back Where You Spend the Most!
Pros
- 5% Cash Back Automatically
- 1% Cash Back on Everything Else
- No Category Enrollment Needed
- Lucrative Welcome Bonus
- 0% Intro APR for 15 Months
- No Annual Fee
- Flexible Redemption Options
Cons
- 5% Bonus Cap
- No 5% Back on Multiple Categories
- Foreign Transaction Fees
- Requires Good to Excellent Credit
Who is This Card Made For?
- Smart shoppers who want a high rewards rate without tracking categories.
- Everyday spenders who focus on one big spending category each month.
- People looking for a no-annual-fee card with strong cashback rewards.
- Consumers who want a 0% intro APR for purchases or balance transfers.
- Citi ThankYou Points collectors who want to boost their rewards balance.
Why Should You Consider the Citi Custom Cash Card?
If you want a cash-back credit card that adapts to your spending habits, the Citi Custom Cash® Card is a total game-changer! Unlike traditional cards with fixed bonus categories, this card automatically rewards you with 5% cash back on your top spending category each billing cycle—no enrollment, no hassle!
Whether you’re spending on groceries this month and gas next month, this card adjusts to fit your needs, ensuring you always maximize rewards without having to think about it! And with no annual fee, every dollar you earn is yours to keep!
Beyond its incredible cashback structure, the Citi Custom Cash Card also offers a generous welcome bonus, flexible redemption options, and a 0% intro APR for 15 months—making it a fantastic option for both everyday purchases and balance transfers.
If you’re tired of managing multiple rewards cards or tracking quarterly categories, this card simplifies everything while ensuring you get the most cash back possible. If you love flexibility, savings, and a credit card that works for you, the Citi Custom Cash Card is an unbeatable choice!
