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The Chase Freedom Unlimited Credit Card

Enjoy a supercharged cash-back experience with unlimited rewards, bonus categories, and a fantastic welcome offer—all with no annual fee!

If you’re looking for a cash-back credit card that delivers big rewards on every purchase, the Chase Freedom Unlimited is a game-changer. With unlimited 1.5% cash back on all purchases, plus bonus rewards on travel, dining, and drugstore purchases, this card is built to maximize your spending without worrying about rotating categories. 

There’s no limit to how much cash back you can earn, making it perfect for everyday spending, big purchases, and everything in between. Plus, with a lucrative intro offer and 0% APR for 15 months on purchases and balance transfers, the Freedom Unlimited gives you the flexibility to earn rewards while managing your finances smartly. And the best part? No annual fee!

Pros

  • Unlimited 1.5% Cash Back 
  • Bonus Categories for Extra Rewards 
  • Lucrative Welcome Bonus
  • 0% Intro APR for 15 Months 
  • No Annual Fee 
  • Flexible Redemption Options 
  • Cell Phone Protection 

Cons 

  • Foreign Transaction Fees 
  • No Rotating 5% Categories.
  • Requires Good to Excellent Credit 
  • Everyday spenders who want simple, high-value cash back.
  • Frequent travelers who book flights and hotels through Chase for 5% back.
  • Foodies and shoppers who spend on dining and drugstores.
  • People who want a no-annual-fee credit card with strong rewards.
  • Consumers looking for a 0% APR offer to finance a big purchase or pay off a balance.

If you’re looking for one of the most versatile and rewarding cash-back cards, the Chase Freedom Unlimited is a top contender. Unlike cards that limit your rewards with categories and spending caps, this card gives you unlimited 1.5% cash back on everything—no restrictions.

Plus, you can earn even more on travel, dining, and drugstores, making it a powerful everyday rewards card. With no annual fee, every dollar you earn is yours to keep, making it an effortless way to earn rewards on your spending.

Beyond its cash-back benefits, the Chase Freedom Unlimited offers valuable perks like a 0% intro APR for 15 months, allowing you to finance big purchases or consolidate debt without interest. Add in cell phone protection, fraud monitoring, and seamless integration with Chase Ultimate Rewards, and this card packs a serious punch. 

Whether you’re new to rewards cards or looking for a go-to cash-back card with unlimited earning potential, the Chase Freedom Unlimited is a must-have for smart spenders!

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.