The Citi Double Cash Card is one of the best no-annual-fee cash-back credit cards available today, offering an unmatched 2% cash back on every purchase—1% when you buy and another 1% when you pay. Unlike rotating category cards, there are no limits, no categories to track, and no expiration on rewards, making it one of the most effortless ways to earn cash back on everything you buy.
Beyond its exceptional rewards structure, the Citi Double Cash Card comes with a 0% intro APR offer, valuable Citi benefits, and top-tier security protections. Plus, with flexible redemption options—including direct deposits, statement credits, and even travel rewards—this card offers unparalleled versatility. If you’re looking for a simple yet powerful cash-back credit card that maximizes every dollar you spend, the Citi Double Cash Card is the perfect choice!
Incredible Benefits of the Citi Double Cash Card
2% Cash Back on Everything—No Categories, No Caps!
The Citi Double Cash Card makes earning rewards easy with 2% cash back on all purchases—1% when you buy and another 1% when you pay off your balance. There are no spending caps, no rotating categories, and no need to track special offers—just straightforward, unlimited rewards on everything you purchase.
No Annual Fee – Earn Rewards for Free
Unlike many premium rewards cards, the Citi Double Cash Card has no annual fee, meaning you can enjoy all its benefits without paying a yearly membership fee. It’s one of the most cost-effective ways to maximize your cash back without worrying about extra costs.
0% Intro APR for 18 Months on Balance Transfers
If you’re looking to consolidate debt, the Citi Double Cash Card offers a 0% intro APR for 18 months on balance transfers, giving you an extended interest-free period to pay off existing credit card debt. This makes it a powerful tool for financial flexibility and savings.
Flexible Redemption Options
With the Citi Double Cash Card, your cash-back rewards are incredibly versatile. You can redeem them as statement credits, direct deposits, checks, or even use them for gift cards and travel through Citi’s ThankYou Rewards program. The flexibility to redeem rewards your way makes this card even more valuable.
No Expiration on Rewards
Unlike many rewards programs that require frequent redemption, your Citi Double Cash rewards never expire as long as your account remains open. This means you can save up your cash back for a big redemption or redeem it as often as you like without worrying about expiration dates.
Seamless Contactless Payments & Digital Wallet Compatibility
Enjoy fast, secure, and convenient payments with contactless payment technology. The Citi Double Cash Card is compatible with Apple Pay, Google Pay, and Samsung Pay, allowing you to tap and go for easy transactions wherever contactless payments are accepted.
Citi Entertainment Access
As a Citi cardholder, you get exclusive access to presale tickets, VIP events, and special offers on concerts, sporting events, and more through Citi Entertainment. If you love live entertainment, this is an exciting extra perk.
Automatic Fraud Protection & Zero Liability
With Citi’s fraud protection services, you’ll be notified of any suspicious activity on your account. Plus, with Zero Liability Protection, you won’t be responsible for unauthorized charges, ensuring your transactions are safe and secure.
Citi Identity Theft Solutions
In the event of identity theft, Citi’s Identity Theft Solutions team is available to help you resolve fraudulent activity and restore your financial security. This extra layer of protection provides peace of mind for cardholders.
Balance Transfer Capabilities for Debt Management
If you’re carrying a balance on another high-interest credit card, the Citi Double Cash Card allows you to transfer your balance and pay it off over time with a lower interest rate. This smart financial move can help you save on interest and simplify your debt repayment strategy.
Worldwide Mastercard Acceptance
As a Mastercard, the Citi Double Cash Card is accepted globally, giving you seamless access to your funds for shopping, dining, travel, and more—anywhere Mastercard is used. Whether you’re at home or abroad, you can spend with confidence and ease.
Who Can Apply for the Citi Double Cash Card?
To qualify for the Citi Double Cash Card, applicants must meet the following criteria:
- Be at least 18 years old (or the age of majority in your state)
- Have a valid Social Security Number or ITIN
- Possess a U.S. mailing address
- Have a good to excellent credit score (typically 670 or higher)
- Meet Citi’s income and creditworthiness requirements
This card is perfect for individuals looking for a high-earning, no-annual-fee cash-back card with flexible redemption options and valuable benefits.
How to Apply for the Citi Double Cash Card
Applying for the Citi Double Cash Card is quick and easy. Follow these steps:
- Visit the official website
- Click “Apply Now” – Start your application directly on Citi’s website
- Fill out the online application – Provide your personal and financial details, including income and employment information
- Review and submit your application – Ensure all information is correct before submitting
- Receive an instant decision – Many applicants receive an approval decision within minutes
Apply today and start earning double rewards on everything you buy!
