The First Progress Platinum Elite Mastercard Secured

The First Progress Platinum Elite Mastercard Secured is an easy, accessible way to build or rebuild your credit while enjoying the power of a Mastercard!

If you’re looking for a straightforward, hassle-free way to improve your credit, the First Progress Platinum Elite Mastercard Secured is the perfect choice. With no minimum credit score requirement, it’s designed to help individuals who may have been denied traditional credit cards due to past financial struggles. 

Plus, since it reports to all three major credit bureaus, responsible use can help boost your credit score over time. If you’re serious about improving your credit and unlocking better financial opportunities, this card can help pave the way!

Pros 

  • No Minimum Credit Score Required 
  • Reports to All Three Major Credit Bureaus 
  • Low Initial Deposit 
  • Fast and Easy Approval Process 
  • Worldwide Mastercard Acceptance 
  • Fraud Protection 
  • Earn 1% Cash Back Rewards

Cons 

  • Requires a Security Deposit
  • Annual Fee
  • Higher APR
  • Individuals with no credit or poor credit who need a second chance.
  • People looking for a secured card that doesn’t require a minimum credit score.
  • Consumers who want a simple way to build credit while using a widely accepted card.
  • Anyone who prefers a secured credit card with a low initial deposit option.

If you’ve been struggling to qualify for traditional credit cards, the First Progress Platinum Elite Mastercard Secured is one of the easiest and most accessible ways to start building credit. With no minimum credit score required, anyone can apply, making it an excellent option for those starting fresh or recovering from financial setbacks. 

Since it reports to all three major credit bureaus, every on-time payment helps strengthen your credit profile—getting you one step closer to better financial opportunities. Plus, with an initial refundable security deposit as low as $200, it’s a low-risk way to establish positive credit habits.

Beyond its credit-building benefits, this card offers the security and convenience of a Mastercard, allowing you to shop anywhere in the world while enjoying fraud protection and digital wallet compatibility. Unlike some secured cards, the approval process is fast and hassle-free, so you won’t have to wait long to get started on your credit journey. 

Its true value lies in helping you build a strong financial foundation while rewarding you with 1% cash back on all your purchases. If you’re ready to take control of your credit and move toward a brighter financial future, the First Progress Platinum Elite Mastercard Secured is the perfect tool to get you there!

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.